Importance Of Medical Tests Before Buying Medical Insurance

A commonplace advertisement from insurance companies is ‘no medical tests required to purchase an insurance policy’. People are attracted to the convenience of no-test policy compared to the one that requires all medical tests. But is it really right to purchase a policy without knowing your health condition?

Every individual going to buy an insurance policy whether health or life insurance needs to undergo medical tests as prescribed and should be aware of his health condition. This article discusses the importance and reasons for getting an insurance policy after taking medical tests appropriately.

Premiums are based on health condition
The premiums of an insurance policy (health or life) are charged based on the individual’s health condition. You need to make a declaration about your health condition in policy application form and the insurer fixes a premium rate on the basis of your discloser.

For understanding this clearly, lets take an example of two persons. Of them, one has high sugar levels and the other person has normal sugar levels. If both take insurance policy from a company that does not require medical tests then both will be charged same premium. But in reality, the premiums for normal persons should be less than the premiums of others with health issues.

The policies that require no-medical tests are:

Low value policies: Policies that do not consider health tests offer cover not more than Rs 5 lakh. So, if you are looking for a higher cover, that serves your life/health insurance needs, then you should take pure protection policy that requires you to undergo medical tests.

Prone to rejection easily: In most cases, the person who is taking insurance without a medical test may not be aware of his/her health condition. S/He may suffer from an illness and may not know about it till a medical test is conducted. In such a case, an insurer can reject the claim as these policies contain suppressed facts of your health condition with no proper underwriting. So, these kind of unintentional mistakes may simply deprive insurance cover even for those paying huge premiums.

Cover may be inadequate: If you get policies that require no medical tests, then you will also get the policy that has no appropriate insurance cover. It is like getting insured, but having no adequate insurance protection.

It is the actual responsibility of insurance company to determine the health condition of an insurance buyer. An insurance company simply cannot deny the claim as it is its responsibility to subject the policyholder to medical tests and then fix the premium.

Thus, a detailed medical examination that requires blood and urinalysis related tests, blood sugar, ECG, blood count, blood pressure, blood serum tests etc. will benefit you manifold. It provides your health condition report which tells you how fit you are. If you are suffering from any illness, get it cured before it ruins your health. Get complete medical record of your health before buying insurance policy.

Ginecomastia In Brazil – Hospitals Are No Longer Your Nightmares!

Ginecomastia surgery is also called Male Breast implant, which is carried out to regain the shape of male breast. Abnormally enlarged breasts are a physical disorder that can be found in some men. This is caused by the uncontrollable breast tissue growth but in most cases, such growths disappeared by age. If it’s not, you need to undergo a surgery to retain the shape.

Around 48,000 people visit Brazil for cosmetic surgery each year and at least 20% of them are men. Most of these men come to the country to perform ginecomastia or other weight reduction surgeries. Brazil is a hot destination for such surgery and is not only because of the lower cost but the country has several skilled surgeons who can perform these surgeries with exceptional results.

The friendly nature and climate of Brazil will relax you a lot. Moving from your hometown to a relatively unknown place is always a good idea to keep you away from work-related issues too. You no longer have to worry about your energy bills, phone bills or lawn because you are on a vacation. This relaxed mindset is essential to achieve optimum results from these.

The Procedures – The surgery is performed within one to three hours. However, the patient is recommended to bring garments for at least four weeks. The unique inspection of the operated portion is necessary so it is natural for doctors asking you to keep visiting for some time. In fact, you do not have to stay in the hospital because right after two days of surgery, you will be in good health and can visit places.

Benefits Of Choosing Brazil – In Brazil, the surgeries are performed at a nominal cost. Cosmetic surgeons in Brazil have several years of experience and have done several cosmetic surgeries too. This will produce optimum results on different patients. The infrastructure in hospitals is top-notch and you can find hospitals and physicians based on your specific requirements.

Ginecomastia surgery is of low risk and can produce very good results. It takes only one year for you to have the maximum results but you can resume normal life just waiting a couple of weeks after performing the surgery. If price was the factor that was setting you back, now it’s no longer a problem because you know where you have to go for getting it done at an affordable price.

I’ve noticed hundreds of cases of abnormal breast growth and some of those involved were not even aware of it. This is fairly common and nothing to worry about its medical standpoint- but excessive growth of breast tissue are accompanied by tenderness or pain. But if you will undergo ginecomastia surgery you will retain a desirable shape of your breasts.

Best International Hospitals Curing patients, worldwide

Healthcare costs in USA are climbing upward at an alarmingly high rate. To add to that, cost of premiums for medical insurance is fast increasing. Also, many kinds of surgeries and other medical procedures are no longer covered by the insurance companies. This has led people from USA to seek out alternative options for their medical treatments. One such option is traveling to foreign countries for treatment, where cost of treatment is quite low compared to that in USA.

Asian, European, Latin American, South American, and African countries are mostly visited by Americans looking to get their ailments treated at substantially lower costs than in USA. The hospitals and healthcare facilities in these countries can often match or in some cases even exceed the quality of healthcare services that is provided by US-based hospitals and healthcare centers.

Some of the best healthcare facilities and hospitals in the world that are visited by people undertaking medical tourism include the following names:.

1.Apollo Hospitals (India) – These hospitals are managed and run by the Apollo group. These hospitals, especially those located in Southern India are well-known for world class healthcare at highly affordable costs.

2.Beijing Hospital of Traditional Chinese Medicine (China) – Located in the heart of the capital city of China, this hospital is popular for its cost-effective healthcare and world class facilities for acupuncture and other traditional Chinese remedies..

3.De Ocampo Memorial Medical Center (Philippines) – This state-of-the-art medical center located in the capital city Manila, provides superior healthcare services at economical costs to foreigners. .

4.HSC Medical Center (Malaysia) – The HSC Medical Center provides superior healthcare to patients, especially in the fields of orthopedic, cardiac, and sports medicine. It is known for its state-of-the-art equipment and highly qualified healthcare professionals. .

5.ALPI, Instituto de Rehabilitacin “Marcelo Fitte” (Argentina) – It is located in the city of Buenos Aires, and provides world-class healthcare to patients at affordable costs. .

6.Beneficenca Portuguesa Hospital, So Paulo (Brazil) – This popular hospital, located in the heart of the city of Sao Paulo, is famous for its surgical department, and its high rate of success in organ transplants. .

These are some of the topmost hospitals that are targeted by patients from US seeking medical treatment outside their homeland. All of these hospitals have astounding success records in various fields of medical science. Foreigner patients getting admitted to one of these hospitals are sure to get superior quality healthcare at highly affordable costs.

Considering medical treatment abroad?…. You have come to the right place. Contact us now at 1-866-233-6997.

Neuro Surgeons And Neurosurgery Hospitals In India Has Global Appeal

Of late India has emerged as a pioneer in healthcare sector, thus in a span of few years a large number of world class hospitals have mushroomed all across the country. These also include a massive increase in the population of medical experts and Top Neuro Surgeons with consistently adding up best Neurosurgery Hospitals in India. Every year thousand of foreign patients flock here for various medical treatment and surgery.

Best Neuro Surgeons in India

There is quiet number of top and best Neurosurgeons of India who are nationally and internationally renowned experts in the diagnosis and surgical treatment of brain and spine disorders including brain tumors, trigeminal neuralgia, neuro-vascular surgery, pituitary surgery, epilepsy and movement disorders.

?The best Neurosurgeons in India are also involved in Stereotactic Radiosurgery along with Radiation Oncologists for tumor and AVM treatment. Radiosurgical methods such as Gamma knife and Cyberknife are used.

The educational qualifications of these top Neurosurgeon in India found in any Indian Hospitals are as follows:

?MS – General Surgery

?MCH – Neurosurgery

?DNB/FRCS/MRCS from International Colleges and Hospitals

?International Fellowship and Training Programs

?Publications and Paper Presentations in Reputed Scientific and Medical Journals

?Wide Clinical Experience

Top Neurosurgery Hospitals in India

Top Neurosurgery Hospitals in India are supported with team of highly qualified Neurosurgeons who are highly competent to perform simple and complex procedures like Sympathectomy, Cerebral Aneurysm Repair, Anterior Temporal Lobectomy, Human Leukocyte Antigen Test, Meningocele Repair, Endovascular Neurosurgery and many more. These top Neurosurgery Hospitals in India are considered among the best in the world to have the most advanced microscope and Neuro-navigation facilities to conduct precision driven complex neurosurgeries.

The facilities available at these best Neurosurgery Hospitals in India are:

?Dedicated Neurosurgical and Neuro Anesthesia Team

?Specialized Equipments e.g. Dedicated X-Knife, Computer Assisted Neurosurgery, Frame Based Stereotaxy, Interventional Neuro

?World class Hospital Infrastructure

?High class Diagnostics facilities

?Modern and high end Operating Rooms

?The round the clock Intensive Care Units

Besides, India is also known as tourist’s paradise wherein foreign patients can move around the countrys world heritage places and picturesque points.

ADD Supplements, Vitamins & Minerals

Hundreds of different types of supplements can help improve the ability to control symptoms of ADD. ADD supplements mainly consist of concentration, brain or focus themed formulations. These supplements can vary widely in their main active ingredient and can come in many forms and concentrations. The most common ADD supplement is the energy drinks that are abundant on the market. It’s amazing the mass consumption of these on college campuses. Get your ADD supplement when you check out at the grocery store with a quick energy drink.

In most cases, around the world, society wants a one stop, no hassle, quick solution to the symptoms of ADD, ADHD, Stress, Anxiety and depression to name a few. Everyone, from the doctor to the suffer, wants an ADD supplement that works a lot like the medications but without the negative side effects and has a noticeable effect that lasts all day.

Lets be clear, there is no situation in which you introduce, in large quantities, any substance and not have some unintended effects. ADD supplements are no different so choosing the right one for your needs is extremely difficult. Most people who do not have a nutritionist or guide will blindly choose supplements, based upon commercials, bottle color, price or packaging type. This type of healthcare will not help the ADD sufferer over the long term.

ADD supplements at a healthcare store will have different focuses in the formulation. If you find that you are tired and distracted even after a full night sleep, it may not be ADD but instead, for example, your adrenaline levels are not functioning at their optimal levels. Correcting that through supplementation you may find that that one of your ADD symptoms disappears. By tackling one symptom or feeling at a time with different vitamins and minerals you may be able to reduce or remove most symptoms of ADD.

Start by trying a liquid supplement, like a liquid vitamin mix with juice that you can easily take in the morning. Like coffee, it should be something that you can enjoy and look forward to. After that work towards the areas which you still may feel lacking. If you work on the computer all day then taking something to help support eye function is important. Most of your daily energy is used in sight. Have something to take when it’s coffee break time, like a green tea with ginseng to keep you focused.

Remember with ADD supplements the use should be ongoing, the body only really benefits only after weeks of continued use.

Vascular Dementia One Of Elderly Health Care Issue

Most people will not find it hard tvery aging person will suffer from the same diseases as witnessed in the disco associate dementia with old age though recent research shows that not eoveries of other old age illnesses such as Parkinson’s disease as well as Alzheimer’s disease.
However, there no doubts the fact that vascular dementia is a pressing elderly health care issue that deserves to be taken a lot more seriously than is the case at present. The sad truth is that vascular dementia is the second most noticed elderly health care issue.
Insufficient Oxygen Supply to the Brain
Vascular dementia occurs when a person’s brain does not get sufficient oxygen over a prolonged period of time and the reason for this deprivation of oxygen is vascular by nature. Normally, blood carries sufficient oxygen to all parts of the human body.
The brain in particular is a vital part of the human body and during vascular dementia there is interference in the supply of oxygen to the brain resulting in possible mini strokes that might even occur without being realized by the affected person.
The main reason why an elderly health care issue such as vascular dementia merits serious consideration is that if its effects are allowed to accumulate it could result in further elderly health care issues such as dementia that resembles Alzheimer’s disease.
The sad part about vascular dementia is that it is most likely to affect people once they have reached their sixtieth birthday though this does not in any way imply that this elderly health care issue is only a concern after a person reaches sixty years of age because as mentioned the disease occurs without being noticed even at a younger age.
Some of the causes for this elderly health care issue occurring include lifestyles that a person has adopted in their early years of life and among these lifestyles you can include smoking and obesity as well as lack of sufficient exercise as too elevated cholesterol levels and high blood pressure.
Therefore, if you have neglected taking good care of you during your early years, then in later years you will be at risk of suffering from an elderly health care issue such as vascular dementia. The American population too is fast aging which in turn is giving rise to finding suitable health care for the aged.
Home health care elderly is a matter that needs to be addressed well before an elderly person becomes in need of such care. The fact of the matter is that once a person becomes old enough to need home health care they will be in a sorry state and will not know where to start, especially when it concerns hiring private help. It is therefore a good idea to address this need well before the occasion arises.

Liquid Vitamins vs. Pill Form-Which is better

Liquid vitamins vs. pill form can be asked from several different positions, some of which are inter-related. The most notable consideration is quality followed by absorption ratio. Not unimportant is the cost of each. We view these variables all important but in my opinion nothing is more important than quality so the discuss that first.

From a quality standpoint concerning liquid vitamins vs. pill vitamins the winner in this arena is “liquid vitamins”. Vitamins in pill form, to preserve the nutrients for shelf life, must be dried in a way that requires heating which is often times detrimental to the preservation of nutrients. The heating process is always a challenging aspect of preserving nutrients for shelf life of nutritional supplements. In 2000 I attended a conference where a keynote speech was given by the economist Paul Zane Pilzer who was giving a speech on the soon to be trillion dollar wellness industry. In his speech he cited the dismal quality record of vitamin manufactures with only 6 of the top 18 companies actually providing the nutrients that they claim on their packaging. These vitamin producers are rated by the NSF and 2/3 of the top 18 failed to measure up. We have had, until recently, few choices outside of pill form vitamins as they are easier to produce.

It is, obviously, much easier to produce vitamins in pill form than liquid vitamins. The problem is, again, the drying process, which destroys important nutrients. Nutrient potency almost always suffers from the transportation process, whether by rail or truck, both of which expose the product to decay and environmental pollution. One of the down sides of farming and production is the time required to transport the raw form product to the manufacturer and this has a direct impact of the preservation of the important compounds used in nutritional supplements. A manufacturer also owns the fields where plants are harvested and has an onsite manufacturing facility this can minimize this problem with the “field to factory” system.

One of the most notable challenges with pill form nutritional supplements is that their absorption rates are greatly affected by the amount of fillers in the product. The absence of fillers in liquid vitamins or nutraceuticals make them a more appealing choice over pill vitamins. In liquid vitamins vs. pill form debate there is no question that the liquid nutrients are much more easily absorbed by the stomach and intestinal tract and assimilated more rapidly as these products are often in their natural and raw states. My suggestion is that you seriously investigate liquid nutrients or nutraceuticals and come to you own conclusion. I highly recommend liquid vitamins to those on weight loss programs due to the lack of nutrient dense foods and poor absorption rates of pill vitamins.

The Importance Of Vitamins For Hair Loss

Our hair requires some essential vitamins for healthy growth, should you be suffering from hair fall the use of vitamins for hair loss will provide all the required ingredients. The majority of these vitamins should include B complex vitamins, Inosital, and Vitamins A and E.

Many of these vitamins assist in hair growth and make them healthy and strong. While others nourish the scalp strengthening each hair strand and giving the overall healthy shiny finish. Hair loss vitamins including 4-aminobenzoic acid help your hair by preventing them from turning grey.

These vitamins for hair loss may not be able to help you grow new hair in case the follicles of your hair are already damaged. The use of vitamins on their own is not enough to repair damaged follicles. They possibly will help the remaining hair to be healthier, stronger and grow faster but they can not help you grow new hair from the hair follicles that are already dead.

Hair loss is down to a number of contributing factors not just genetics, poor diets and stress are among the top ones. An improper diet does not supply the sufficient amount of nutrients required by the body to function normally. Any deficiency or nutrient shortage in the body is reflected by the unhealthy hair.

One particular vitamin that can be of assistance is vitamin E. A vital vitamin for encouraging blood circulation in the scalp will insure the right nutrients get to the follicles for better growth. Vitamins E can be found in most leafy green vegetables. The downside to this is people not eating enough vegetables will not obtain the required amounts of vitamins needed.

Its surprising to know that many people forget that a healthy body needs a healthy diet and this will reflect in healthy hair. When you reach a desperate state of hair loss searching for a miracle cure is the first thing everyone looks for, but many a time the core of the problem is in the foods you eat.

Apart from vitamin E and all the vitamins mentioned earlier, fatty acids are another essential dietary requirement. Canola oil, walnuts, soy and fish should be consumed as they are rich in fatty acids. It is suggested by research that intakes of omega-3 fatty acids and fish are connected to reduced rates of depression. Since stress and depression lead to hair loss upping your intake of omega-3 will reduce the risk of depression.

Vitamins for hair loss cannot be of help until and unless you have a proper and healthy diet. Finding a good source of nutritonal foods full of the requirements for hair loss will help prevent further problems and possibly reverse some damage if caught in time.

Get the Excellent Weight training Supplements

A useful muscle building programme requires not really just the very best eating regimen together with a rigorous work out routine and also the excellent muscle development supplements. Those 3 elements optimally used together and simply apply in devotion should get the very best results for anyone. Nevertheless, i highly recommend you do not select your new muscle development supplements if you see an advertisement for the same inside a glossy magazine on an impulse. The fantastic packaging or even the high price doesn’t invariably imply that it’s going to get inches for one’s muscles.

The 1st supplement which comes to our mind as we think about the very best weight training supplements is always Creatine. This important organic acid has got the function to increase the energy to ones muscles whenever they need to engage in fast yet rigorous bursts of physical activity. Even though it is formed inside the body by nature, we must consume Creatine supplements in addition to our eating habit when considering developing size of muscles and also for boosted vigor and pizazz. A number of different variants of Creatine e . g . Creatine ethyl ester, monohydrate as well as the malate are known to improve memory, and also help deal with tiredness.

One among the ultimate bodybuilding supplements, the necessity of protein is very well known due to the fact of its role in building body muscles as well as for enabling all of us to recuperate from virtually any intense training session. The particular whey protein is certainly rich in muscle building substances while the soy protein gives you many fundamental essentials of amino acids. The casein protein powder is normally well-known to nurse our injuries in just a short period of time.

This protein named maltodextrin is normally found in exercise beverages which will assist you to quickly recover right away after a tough physical workout. We also need to acquire glutamine protein supplement to beef up our immune system and also for re-energizing the tissues of our muscles. A checklist of highest quality muscle development supplements will be incomplete with out talking about a nutritious meal replacement supplements. These include a beverage or perhaps a bar that happen to be rich sources of protein. Make sure you have a judicious mix of all those muscle development supplements to have the optimum outcome.

Ever Thought About Enrolling On An Occupational Therapy Degree Course

Have you ever thought about enrolling on an occupational therapy degree course?

If the answer to that question is yes and you are still interested, then why not take a look at the BSc Occupational Therapy degree course offered by us at the Faculty of Health Sciences at the University of Southampton?

Our occupational therapy degree course gives you the opportunity to integrate both scientific and creative skills. You will combine academic study with practice placements, which take place across a range of health and social care settings.

What is more, it is accredited by the College of Occupational Therapists, the World Federation of Occupational Therapists, and the Health and Care Professions Council giving you everything you need to get started in this challenging but rewarding profession.

As a student on our BSc Occupational Therapy degree course, you will develop the skills and knowledge you need to work in a range of practice settings. Plus, you will study the management and research skills required to equip you for your future professional practice.

Learning and assessment methods are varied and include both individual and group approaches. Essays, written exams and practical exams all form part of the picture when it comes to being assessed. You will also be judged on your ability to critically examine your own practice and manage your work competently throughout your occupational therapy degree course studies.

In terms of careers, our BSc Occupational Therapy degree course graduates have found employment in a variety of settings, including: hospitals, rehabilitation clinics, homeless hostels, schools and other care organisations.

During your career you will have the opportunity to go on to work as a senior practitioner, researcher, manager, lecturer, or consultant. You could also choose to specialise in a number of areas, including: physical rehabilitation, learning disabilities, or mental health.

There is more information about this occupational therapy degree course on the Health Sciences website. Just go to www.southampton.ac.uk/healthsciences