Health Care For Canadian Entrepreneurs The Most Sensible Option Is A Best Kept Secret

The Shocking Truth is that you will only realize 70{d229c3162691c4892d1ac0568fea00b6f2edbc70277925bad002d527a864b062} of the value of a traditional health plan.

The reality is that for the small businesses (especially the sole owner type), monthly health benefit plans are designed to yield around 30{d229c3162691c4892d1ac0568fea00b6f2edbc70277925bad002d527a864b062} in profit for the Providers when it comes to routine health care expenses. On average, for a small business, you will only get out 70{d229c3162691c4892d1ac0568fea00b6f2edbc70277925bad002d527a864b062} of the premiums you put in – the traditional monthly plans are designed that way. And, if you claim more in one year, your premiums or limitations will normally increase to maintain that 70/30 ratio.

A Health Spending Account is a great alternative for entrepreneurs.

In contrast, a Health Spending Account (HSA) is far more cost effective for these routine health care expenses, without the artificial percentage and coverage limitations imposed by the insurance carriers. For example, most monthly health plans cover 80{d229c3162691c4892d1ac0568fea00b6f2edbc70277925bad002d527a864b062} for routine cleaning, up to a fixed annual limit per person. HSA’s have no percentage limits imposed – 100{d229c3162691c4892d1ac0568fea00b6f2edbc70277925bad002d527a864b062} is covered.

Monthly health plans typically cover only certain services. Few monthly plans cover things like glasses, massage therapy, orthotics, contacts, laser eye surgery, etc. A Health Spending Account allow entrepreneurs’ and their dependents to gain access to a full spectrum of health care services.

The final good news is that Revenue Canada (CRA) allows incorporated Canadian businesses to write-off 100{d229c3162691c4892d1ac0568fea00b6f2edbc70277925bad002d527a864b062} of the costs of a Health Spending Account, and all claim reimbursements to employees (and dependents) are completely tax-free.

Is it any wonder that today the majority of small Canadian incorporated businesses are now looking at a Health Spending Account, as either their primary, or secondary form of health coverage.

The bottom-line is that it is more economical to cover the routine costs, and the broader range of health care services through a Health Spending Account. In these situations, the monthly benefits plans are more restrictive, more costly and far less flexible.

Serotonin Supplements Finding A Way to Fight Neurotransmitter Imbalance

The brain and bodys communication system bears some significant resemblance to the physical worlds communication system. As in the case of other communication systems, there are some designated entities in the communication system of the human body as well that includes the sender (brain), receiver (any other body part) and most importantly, the medium of communication (like the various neurotransmitters).

All systems are vulnerable to breakdowns in terms of performance, and the communication system in the body is no exception. A neurotransmitter imbalance, specifically a serotonin deficiency, can disrupt the workings of this system and can ultimately lead to a number of disorders like depression, headaches, fatigue, anxiety and eating disorders. Serotonin is the medium for delivering the messages from the specific body parts to the brain by following the neural pathway. This neurotransmitter imbalance may also lead to some serious problems like obesity, insomnia, narcolepsy and fibromyalgia.

Choosing a Serotonin Supplement

An imbalance in serotonin is caused by a decrease in the level of this neurotransmitter in the brain that ultimately leads to various types of disorders. This type of imbalance can be corrected by the intake of serotonin building supplements that are helpful in enhancing the level of serotonin in the body. One needs to be careful before choosing the right kind of serotonin supplements and consult an experienced healthcare practitioner especially if you are taking medications. The following discussion will help you to consider some facts about these supplements:

Serotonin levels are temporarily enhanced in the body by the consumption of substances like tobacco, alcohol, caffeine and certain narcotics. As a person tries to stop these addictive substances, the level of serotonin declines. Intense cravings sabotage attempts to stop their use. In such a situation the right kind of serotonin supplement is required to stabilize the level.
These supplements works by countering the decrease in serotonin levels that occurs naturally during menstruation, PMS symptoms then improve.
It has been proven that insufficient serotonin levels is responsible for poor eating habits, as this may increase the carvings of a person to consume more of carbohydrate rich food. The intake of serotonin supplements helps in putting a stop to these cravings.
These supplements increase serotonin levels naturally without side effects, as can be encountered by other types of drugs, and are helpful as a solution for insomnia.

It is essential to take into consideration a number of factors before opting to take serotonin supplements. These supplements should be used under the supervision of an experience healthcare practitioner if you are pregnant, taking medications like antidepressants, weight loss drugs or other serotonin-modifying chemicals.
Recent reports have shown that there is a high percentage of poor quality supplements available on the market. Numerous supplements tested did not have the amount of the active ingredient listed on the label. While pharmaceutical grade supplements purchased through healthcare practitioners may cost more they make up for it in safety and quality

Yoga – Contraindications For Inversions

As we practice yoga poses we want to do also inversions. Most common inversions are the Headstand and the Shoulderstand. But there are not only those two poses which are the inverted asanas.

Any posture in which the head is below the heart is called an inversion. Whether you stand on your head, bend forward or bend back, if your head is below your heart, you are performing an inversion.

This also means that Downward Facing Dog, Standing Forward Bend and Fish pose are also inversions; although those poses are mild in comparison to a Headstand. The Camel pose can also be an inversion if you bend back far enough.

Remember – inversions are not for everyone!

Your intentions should be clear when you perform any yoga posture. If the risks may outweigh the benefits there is no logical reason why you should practice any pose which can harm you.

Contraindications for practicing inversions:

If you have any of the following conditions, please omit inversions or work with a qualified and experienced teacher who will never put you at risk and tried to modify your practice.

Anyone who has high blood pressure, heart related problems, eye issues, neck problems, epilepsy, previous stroke or sinus problems should never practice Headstand or Shoulderstand, and omit other mild inversions or be adjusted by the yoga teacher.

During any stage of pregnancy yoga should be practiced in a prenatal yoga classes specifically designed for that purpose or privately with a qualified pregnancy yoga teacher.

During menstruation Headstand and Shoulderstand preferably should be omitted and other milder inversions should not be hold for long, but because of the controversy about the inversions during menstruation it is your personal choice. Let your body guide you.

If you are a yoga teacher explain to your students why the inversions can be dangerous for them if they have any of the condition mentioned earlier.

Why not stand on your head when you have pain in your neck or neck injury? What first thing will come to your mind as you there? Ouch … my neck! Can my small neck carry my whole weight as I am inverted?

Most students put lots of weight on their head and neck instead of shoulders. Use your common sense and listen to your body. Intuition will never let you down.

Why omit headstand if I have high blood pressure? Because the danger is when your blood pressure increase from 100/60 mm Hg while standing on your feet to 150/110 mm Hg or even higher when you go for headstand.

Reform Your Own Healthcare

While our Supreme Court Justices debate the constitutionality of Obamacare, our country isn’t getting any healthier. It is important to remember that whether it passes or not, this healthcare law will not make us healthier as individuals or a country. This bill is about how much money healthcare costs and how to lower the cost of care. What we really need is a proactive approach to healthcare that makes us a healthier people and therefore helps us to save money on healthcare costs.

One of the biggest reasons for individuals and families claiming bankruptcy is the cost of medical care. As is well documented, the cost of medical care is getting more expensive. In 2009, healthcare costs were 17.3{d229c3162691c4892d1ac0568fea00b6f2edbc70277925bad002d527a864b062} of our gross domestic product. By 2017, it is estimated that more than 21 cents of every dollar spent in this country will be on healthcare. On an individual level, healthcare costs an average of $1,500 more for an obese person than that of a person maintaining a healthy weight. If we have learned anything from families, it is that medical costs will bankrupt you as it overtakes your ability to cover other expenses. Eventually, medical costs will bankrupt the good old USA if we don’t do something about it.

Fortunately, there is a major bright spot. Obesity, which is responsible for increasing a lot of risk factors for certain diseases is preventable in most cases. Approximately 80{d229c3162691c4892d1ac0568fea00b6f2edbc70277925bad002d527a864b062} of obesity related illnesses are preventable simply by diet and exercise and living a generally healthy lifestyle. Thus, if individuals learn how to make smarter health and fitness choices, we can start saving our healthcare dollars for those people who really need it. Those individuals whereby diet and exercise alone cannot help themselves. Thus lowering our overall healthcare expense.

How does someone make the change for themselves? Get connected with an fitness or nutritional expert. Learn what works best for your body and lifestyle. In my utopian world, a site like NeighborhoodTrainer.com can help people realize that personal trainers, Pilates and yoga instructors, nutritionists, and health coaches are accessible anywhere and ready to work with people with all different types of issues and goals. Your success is their success. Now that is a much better way to spend money on healthcare and get an incredible return on your investment.

Remember to see your doctor for a complete checkup before starting any physical fitness or weight training program,. A complete annual physical should be a part of everyones wellness plan. This simple visit to your doctor can help stave off chronic or serious health problems from developing. This is especially important if you will be working out when you are alone. If you are at risk for any health problems, you will want to know before you get started. Plus, this will give you a great picture of your current state of health so your can compare later on for results.

RHINOPLASTY TREATMENT AT BEST HOSPITALS ABROAD WITH FREE AIRPORT PICKUP AND DROP SERVICE

Nowadays, air travel has become a way of life for many people and most important is for treatment abroad at best international hospitals for Rhinoplasty, hip joint replacement,lasik eye treatment etc.

One major problem can and often does make this routine very unpleasant, though. For many, thewords airport transportation conjure up bad memories of being unable to find an airport transfer taxi, or booking an airport shuttle cab that arrives at the pick- up point late, or not at all. Or the nightmare of public airport transportation, stumbling into and out of trains or buses laden with luggage, losing luggage or having it stolen when you doze off for just an instant.

Airport pick up and drop is one of the important services which is very essential in terms of travelling to local destinations. This service helps people, to go to the International Airport/Any local Destination, without any hassles from their door step to the Destination hospital. Thus medical healthcare facilitators provides quality services and most importantly, readily accessible.

There are lot of service providers which works 24×7 to provide airport pick and drop facility for the customers by taking care of their pickup from the airport and after their Rhinoplasty surgery or any treatment, dropping them back to airport. However one of the best service providers across the world ,Surgeryplanet which has acquired accreditation from well known international organizations all over the world such as JCI, JCAHO and ISO to express their dedication to excellence where you can get all the information about this airport pickup and drop service ,information about Rhinoplasty treatment with the help of case managers who assists, supervise the delivery of healthcare providing all the medical tourism information, details about medical tourism destinations, health tourism destinations, medical treatment abroad, international hospitals, medical tourism news, best hospitals abroad, best hospitals overseas, medical travel information so that you can get your rhinoplasty treatment done at very affordable cost at best international hospital abroad.

Reference:

Author profile:

This is kavya from India, I am a frequent traveler and working in Medical Tourism Domain. My hobbies are writing medical related blogs and doing research in medical tourism. Please reach me on .

Yoga Clothes – Stylish, Functional & Comfortable

Good clothing is essential when doing yoga or pilates. Yoga is all about stretching, flexibility and holding poses in all sorts of positions (lying, standing, kneeling, etc.). In order to allow your body to move as required, you need clothing that has exactly these features: stretchable, moisture-wicking, soft on your skin and breathable. That’s why many yogis prefer special yoga clothing rather than regular workout or running apparel which you can buy in most large retail shops.

Yoga has become one of the most popular workout and relaxation practices among celebrities as well as “regular” people across the United States, Europe and Australia over the past decades. True yogis see yoga as a lifestyle and mindset rather than just an exercise. Therefore yoga clothes need to reflect this by trendy yet comfortable designs, functional materials, great colors that often represent chakras and prints that give strength or calmness.

The most popular yoga clothes come from the United States. They reflect the yoga lifestyle like no other brands. Some of the most popular brands are Hard Tail, Be Present, Beyond Yoga, Bhakti Ware, Blue Fish and Yoga Hyde. They offer fashionable yoga clothes in high quality fabrics that last a long time even when washing them regularly.

EMP Industries is an Australian based and owned company that is now run in third generation. They have made themselves a name by offering the top American yoga clothing labels in Australia. EMP Industries is also famous for offering Yoga Mats, Pilates Mats, Yoga Blocks, Yoga Blankets, Stretching Straps, Yoga Sandals, Stretch Bands, Exercise Balls, Yoga DVDs, Dance DVDs,Pilates Rings, and many many more. EMP sells its products to the end customer but also offers wholesale prices for bulk buyers (usually prices start dropping when you order more than 10 items of one product). That is the reason EMP Industries counts most large yoga and pilates studios in Australia as their customers!

The Best Way for Businesses to Address Employee Health Care Benefits

Employee benefits are a key component to recruiting and retaining the best employees.Employee health benefits are usually treated as a necessary evil and while it may take a huge chunk out of your revenue, the benefits often attract better employees and help retain existing workers. Satisfied, healthy employees are more likely to help your business grow. Instead of eliminating employee benefits, businesses can provide health-care coverage on a budget with a few adjustments. With costs of medical plans escalating and new regulations looming due to health-care reform, businesses of all sizes are scrambling to manage the impact to their bottom lines, while still trying to provide attractive options.

What is the best way for employers to address their health benefits issues?

It is most important for employers to think about health care in terms of value, not cost. Value is the health outcomes achieved for the money spent. Cost includes not only the immediate, short-term costs of treatment but the long-term costs of ongoing care as well as the indirect cost of poor health. Every employer should work with an employee benefits consultant to offer the best possible employee benefits-particularly healthcare benefits.

Employers can also address employee healthcare benefits by sharing information about the benefits in a credible and personal way. They must provide employees a clear picture of what options their companies offer and the reasons why. These communications should include facts such as what percentage of costs the company and employees cover, how costs are growing and affecting the company’s finances, and which plans best support each individual’s situation.

Encouraging wellness is another successful way of addressing health benefit issues.Not only can a successful wellness program keep people away from the doctor and costs down, strong programs build camaraderie and show employees their employer cares. Some companies cover the costs of smoking cessation and weight loss programs, or reward participation in health and risk assessment screenings. To encourage healthy lifestyle choices, employers offer fitness programs and healthy menu choices in company cafeterias, sometimes at lower prices than the less healthy alternatives.

Choosing the partner to help provide excellent employee benefits services for your organization can be tricky. Partner with an expert who can support the company and employees globally through its consulting services. You need a firm that can tailor a benefits package that aligns with your budget amidst a compensation landscape where costs continue to rise.

Know more on : Tax compliance services, ERISA compliance, employee onboarding

Find The Best Medical Call Center

Having a medical practice means that you are going to need to have a reliable way of keeping in touch with your patients. If they have problems or questions about the medical procedures, medicines, or aftercare plans, they are going to need to have a way of contacting you with their questions. You also want to make it easy for them to be able to schedule appointments and have someone to answer some of their routine medical questions. If there is an emergency, you will certainly want to be there for them. One of the best options for those who have clinics is to use a medical call center.

However, you need to make sure that the center you are using is capable of handling the type of work you need. It’s not prudent to hire just any company for this task. You need to make sure that the medical call center you choose hires employees who have HIPAA training, as well as medical knowledge to help you patients. When you are hiring a company, make sure that you research and see that they will be able to handle the job properly.

One of the most important things to consider is what type of call services they offer. Are the employees going to be able to help with scheduling appointments and routing your calls to the correct physicians? Will they have the training and ability to answer some of the simple medical questions that your patients might ask when they are calling? Can they determine if there is an emergency where they need to contact you right away? The experience of a medical call center is going to be a major factor when you are making your decision.

Another thing that you should think about when hiring is what hours the call center works. It’s simply not good enough to hire a medical call center that works 8 to 4 or 9 to 5. You need a company that is going to be able to answer your phones for you throughout the day and night, all year long, including holidays. Just because you aren’t at the clinic, it doesn’t mean that your patients don’t have needs. Round the clock service is vital.

Take the time to go compile a list of the things that you want from an answering service, and it will be much easier to narrow your choices and find the company that offers what you need.

Get To Know The Secrets Of Healthy Food And Live Healthy!

A central concern of the society in which we live is health. People are getting more and more conscious about living a healthy life. Eating healthy food is of course a great way to improve your health and stay healthy. A common misconception among people is that healthy food refers to bland and boring food that is widely available as a natural food co-op. However, healthy food is actually what you eat every day, only it is prepared in a slightly different way.

Healthy food as well as healthy eating habits is pleasant for the palate. Closer the food is to its natural state; the healthier it is for you. You can improve your eating habits by cutting down on packaged food. This kind of food, although convenient, is filled with preservatives and artificial ingredients. Healthy food can be convenient too, once you get into the habit of preparing them.

It is very easy and inexpensive to prepare and eat healthy food. Here is an example: grill some lean hamburger patties until they are well cooked. Once this is done, place the patties on whole grain all natural hamburger buns. The burgers can be served with a tossed salad as well as a side of steamed green beans. Follow it up by serving fresh fruit for dessert. This entire meal can be prepared within half an hour and includes a variety of healthy food.

Grilling lean meat, fish, or chicken does not take a long time. While the meat cooks, you can easily toss up a salad of greens and vegetables. You can also round out the meal by using frozen or fresh vegetables. You can bring in variety into your meals by using healthy foods that you have never tasted before. Be sure to check the produce section of the local grocer, which will be stocked with a whole range of exotic fruits and vegetables. Some produce sections also offer recipes on how to cook the vegetables with which you are not familiar. This is a great way to introduce your children to healthy foods. You can also experiment with fresh herbs that can add new flavors to your meal.

Preparing healthy food on a regular basis will help you to make fast healthy nutritious meals. If you get the time, try using healthy food in exotic recipes. Healthy food can be prepared before hand and frozen it for later use. When you prepare your own frozen food, you can be absolutely sure that there are no artificial additives or preservatives.

Encourage your children to get involved in the preparation of healthy foods. This will create time for you so that can share with them. Eating healthy food does not cost you much of your time or money and most certainly, it is a better option for you.

Dont Lose Time, Learn Yoga Online Now!

With today’s high energy life style, people are constantly at health risks. These diseases invariably target those individuals who don’t pay proper consideration to their health on a regular basis. This is due to the fact people don’t have enough time to do regular exercises. Yoga has come up as one of the most excellent ways to keep you healthy and in shape and the recent beginning of online yoga classes allow people to learn yoga online.

There are a few things you should always keep in mind if you want to lean yoga online. You can begin by looking for free yoga sites on the Internet. Since there are numerous kinds of yoga available like Bikram yoga, Ashtanga yoga, Vinyasa yoga, Hatha yoga etc., you may search the net in view of that. More often than not you will get to learn yoga online depending upon your level of competence. Some yoga postures are for beginners and some are complex techniques for those who have been in touch with yoga for some time. You can even hunt on the basis of a specific pose and exercise.

After you have made your website choice about learning yoga online, decide on the exact program. There will be online videos and tutorials with related photos of the poses.

There are several benefits of learning yoga online which you can make use of to make your practice planned better in terms of fitness. The greatest part about learning yoga online together with various yoga postures and exercises is that you don’t require a professed reserve place. You can actually practice yoga wherever and whenever like in the park, in your room, over the roof or even in the back garden of your house, evening or morning. A Yoga mattress is the only addition that is necessary for practicing yoga.

Remember to take note of the safety measures to be taken and the gear to be purchased in the case of certain poses and yoga practices.

Divine Wellness is an interactive and leading health portal that provides details of learning yoga online and guidance related to yoga, ayurveda and alternative medicine treatment.